Credit cards have long been a popular form of purchasing items on a good "fiscal borrowed" or the concept. Let's look at some of the advantages and disadvantages.
The advantages of a credit card:
1. Safety, why not bring a large amount of money to buy some items.
2. Convenience. In the event must be an element that is immediately necessary (and buy) is money that can be bought with a loan --> Map
3. Cash withdrawals. Purchases that require cash payments can still be placed by credit card function in advance in cash. It works like a normal ATM transaction (with of course a corresponding interest rate)
Disadvantages
1. Interest rate. Unlike come to buy with cash expenses, credit card with a substantial interest (unless) pay before the due date. The consumer must be aware of the different interest ratesoffered by various credit card company. You have to choose the method of payment (plus interest) that best fit your ability to pay, too.
2. Overuse. The consumer tends to purchase items that are not really necessary or included in their budget if they have a credit card that is willing to, a.
3. The annual fees. If you choose to use his card after activation, to calculate the annual costs.
4. Other expenses. ADelays in payment for a billing period you will incur additional costs.
Credit cards online approval usually much easier than manual applications, the various forms filled in before being processed. The company is also more likely to get the application in a shorter period, compared to forms of mailing -snail.
For approval credit card online fastest to take into accountFollowing:
1. Do not leave unanswered the line, especially the red marked with an asterisk.
2. After completing the online application can be immediately via e-mail or fax, please send the additional requirements.
3. Keep in mind that credit card companies for priority applications of the following groups:
- Couples
- People mortgaged house or car
- People with more members
4. ChooseCredit card companies, which have a promotional offer in the implementation process, the possibilities are great deals that are available because of the low dose rate, so that the priority of your voice is a sure shot.
The logic is that the extra effort, a candidate more capable they are, the credit card, which means that to use a higher income (a) with interest.
